Our diverse loan offerings include personal loans, housing loans, and business loans, each tailored to address specific financial needs. With flexible terms, competitive interest rates, and a quick approval process, we aim to make borrowing straightforward and accessible, empowering you to achieve your aspirations.
Types of Loans:
- Personal Loans: Unsecured loans for personal use, allowing you to cover expenses such as medical bills, education, travel, or emergencies.
- Housing Loans: Secured loans designed for purchasing, constructing, or renovating a home, offering attractive interest rates and longer repayment periods.
- Business Loans: Financing solutions for small and medium enterprises (SMEs) to support growth, working capital, or equipment purchases, with tailored repayment plans.
Features of Other Loans:
- Flexible Loan Amounts: Borrow as per your requirements, with amounts varying based on the type of loan and your financial capacity.
- Quick Approval Process: Streamlined documentation and assessment processes ensure that you receive loan approval swiftly, enabling quick access to funds.
- Competitive Interest Rates: Enjoy attractive rates that can help reduce your overall borrowing costs, making repayment more manageable.
- Customizable Repayment Options: Choose a repayment plan that suits your financial situation, with options for longer or shorter terms based on your preference.
- Transparent Terms and Conditions: No hidden charges or surprises, ensuring you fully understand your loan agreement before committing.
At Esdee Finmart, our diverse loan solutions are crafted to meet a variety of financial needs, from personal expenses to business growth. With our commitment to providing excellent service and tailored financing options, you can confidently pursue your goals.
Taking a loan against mutual funds provides a quick way to meet your financial requirements while retaining your investment. This facility not only helps in maintaining the growth potential of your investments but also offers attractive loan terms, making it a flexible and efficient borrowing solution.
Types of Loan Against Mutual Funds:
Loan Against Equity Mutual Funds:
- Provides funding against the units of equity mutual funds, generally offering a higher loan-to-value ratio due to the higher risk associated with equity investments.
Loan Against Debt Mutual Funds:
- Offers loans secured by debt mutual funds, typically at a lower interest rate due to their lower risk profile.
Loan Against Hybrid Mutual Funds:
- Combines features of both equity and debt, providing a balanced option for borrowing against hybrid mutual funds.
Features of Loan Against Mutual Funds:
Quick Access to Funds:
- Provides immediate liquidity without the waiting period associated with traditional loans.
Retain Ownership:
- You continue to own your mutual fund units, allowing you to benefit from any potential appreciation in their value.
Flexible Loan Amounts:
- The loan amount is typically based on the value of your mutual fund investments, offering flexibility according to your financial needs.
Competitive Interest Rates:
- Generally, lower interest rates compared to personal loans due to the secured nature of the loan.
Tax Benefits:
- Interest paid on loans against mutual funds may be tax-deductible, providing additional financial advantages.
Esdee Finmart offers loan against mutual funds as a convenient and effective way to meet your financial requirements without compromising your investments. With quick access to funds and attractive loan terms, you can unlock liquidity while keeping your mutual funds intact.